In recent times, mobile banking has become an indispensable part of our financial lives. Chime, a revolutionary financial technology company, has been making waves with its unique offerings.
If you’re considering Chime as your financial partner or if you’re an existing user curious about optimizing your Chime experience without giving out your personal phone number for account verification, read on to discover the alternative account verification options this has to offer.
What is Chime, and What Are the Benefits of Using it?
Chime is a financial technology company that offers mobile banking services through Bancorp Bank, N.A., and Stride Bank, N.A., which are members of FDIC. Chime accounts are known for their low fees and innovative features, such as early direct deposit and fee-free overdraft protection.
Here are some of the benefits of using Chime:
Low fees. Chime does not charge monthly maintenance fees, overdraft fees, or foreign transaction fees. However, there is a $2.50 fee for using an out-of-network ATM.
Early direct deposit. Chime customers can receive their direct deposits up to two days early. This can be helpful for people who need access to their money sooner.
Fee-free overdraft protection. Chime offers a feature called SpotMe, which allows eligible customers to overdraft their accounts up to $200 without incurring fees.
Automatic savings plans. Chime offers automatic savings plans that can help customers save money without even thinking about it.
Credit building solutions. Chime offers a credit-builder program that can help customers with low credit scores or poor credit history improve their credit scores.
The Usual Chime Login Process
- Go to the Chime website or open the Chime mobile app.
- Enter your email address and password in the appropriate fields.
- Enter your mobile phone number and enter the OTP Chime Verification Code sent to the number.
- Click or tap “Login.”
Alternative Option to Chime Phone Verification.
Some users may find the usual login process daunting for various reasons, such as not having a phone number available, wanting to avoid marketing communications, or simply having privacy concerns.
In such cases, one can take advantage of non-VoIP numbers. These numbers are easy to get, and they help complete the phone verification.
How to Get a Chime Verification Code Without Giving Out Your Personal Number?
Five easy steps to acquire a Chime verification code to complete the Chime authentication process to access Chime’s best features are revealed.
Step-by-step guide to get Chime Verification Code
Step 1 – Search for a reliable virtual numbers provider
Search for a reputable temporary number service that provides non-VOIP numbers. These services often offer numbers from various countries to suit your needs and to get a Chime verification code to complete Chime phone verification.
Step 2 – Proceed to Sign Up
Sign up for a Chime platform and initiate the phone number verification process. Return to the PVADeals dashboard and post adding fund requests for a virtual temporary Chime verified phone number to get a Chime verification code, according to your suitable plan.
Step 3 – Proceed to Verify Chime’s Phone Number
To verify your Chime account with a temporary number, simply enter the number during the verification process. Chime will send a text verification code to the number, which you can view on the temporary number service’s dashboard.
Step 4. Complete the Chime Registration:
Enter the Chime verification code received on your temporary number dashboard on the Chime phone number verification registration page.
Step 5. Enjoy the Benefits:
Congratulations! You have successfully created a Chime account without compromising your personal phone number’s privacy.
Chime is a popular mobile banking option that offers a variety of benefits, including low fees, early direct deposit, fee-free overdraft protection, automatic savings plans, and credit-building solutions. For users who do not want to give out their personal phone numbers, there is an alternative option to Chime phone verification using a non-VoIP number.